FERMAT 2008 Problem 14

In the diagram, Z lies on XY and the three circles have diameters XZ,ZY and XY. If XZ=12 and ZY=8, then the ratio of the area of the shaded region to the area of the unshaded region is

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Answer Choices
A. 12:25
B. 12:13
C. 1:1
D. 1:2
E. 2:3